Accurate and defensible residential appraisals.

For over 20 years, Top Flight Appraisals has delivered professional valuation services trusted by lenders, attorneys, and homeowners alike. Each report is developed with precision, integrity, and complete independence ensuring clarity for every real estate decision.

Statement of Purpose

Top Flight Appraisals

Provides reliable, USPAP compliant real estate valuation services that help clients make informed, confident property decisions.

Our Mission

Is to combine technical accuracy with professional ethics producing appraisals that are defensible, transparent, and delivered on time. We believe clarity builds trust, and trust builds lasting professional relationships.

About Top Flight Appraisals

With over two decades of experience in real estate appraisal and construction, Top Flight Appraisals brings a deep understanding of both market behavior and property structure.

Our certified appraiser, licensed by the California Bureau of Real Estate Appraiser License#: AR039569, provides independent appraisal services to lenders, legal professionals, and private clients throughout Southern California.

About Us

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Years of Experience

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Satisfied Customers

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Appraisals

Our Services

Loan-related appraisals (through AMC partners)

Appraisals for transactions involving federal entities must be requested through an approved Appraisal Management Company (AMC).

“Top Flight Appraisals maintains independent appraiser status and is not owned or controlled by any AMC or lender.”

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FHA and conventional appraisals (Through AMC Partners)

Appraisals for purchase, refinancing, or home equity loans.
Single-family and multi-family residential appraisals.
Condominiums, Plan Unit Developments.

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Private or non-loan-related appraisals (direct to client)

These services can be requested directly:

Appraisals for divorces and court testimony
Valuations for inheritances and estates
Pre-sale or FSBO (For Sale By Owner) appraisals
Property consulting and market analysis

“Consulting services are provided as non-valuation advisory work and are not intended to establish an opinion of value under USPAP.”

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“All appraisal services comply with the Fair Housing Act and Equal Credit Opportunity Act. We do not consider race, color, religion, sex, handicap, familial status, or national origin in any valuation.”

Turnaround Time:

Typical turnaround time for standard residential appraisals is two working days following property inspection.

Special assignments may require additional time to allow for documentation verification, department coordination, or complex property characteristics.

You’ll receive clear updates throughout the process.

A home appraisal is a professional process in which a certified appraiser assesses the actual value of a property. During the visit, the condition of the property, recent improvements, location, and market comparables are reviewed. The goal is to provide an unbiased and accurate valuation that reflects the current value of the property.

FHA appraisals follow stricter guidelines, as they ensure that the property meets the safety and habitability standards required by the Federal Housing Administration. In contrast, conventional appraisals focus solely on market value. Understanding these differences is key to choosing the right type of loan.

Market value represents the price a buyer would be willing to pay under normal conditions, while assessed value is used primarily for tax purposes. Understanding both concepts helps homeowners correctly interpret appraisals and make informed decisions about their investment.

Small details can make a big difference. Keeping your home clean, well-lit, and in good condition creates a positive impression. Repairing visible damage, showcasing recent improvements, and facilitating access for the appraiser contributes to a more accurate and fair assessment of your property’s value.

In legal situations such as divorce or inheritance, the appraiser acts as a neutral professional who determines the fair value of the property. Their report serves as an objective basis for the equitable division of assets or legal proceedings, ensuring transparency and trust among all parties involved.